Tool

What are you really paying to get paid?

Two numbers from any month’s statement, and we’ll do the math your processor won’t: your real, all-in rate — on a single line.

$
The total you ran on cards for one month.
$
Add up every fee and every line labeled “discount” on the statement.
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Your effective rate — every fee, as a share of your sales. It’s the one number no statement prints for you.
This is a quick gut-check, not a quote. It uses your own two numbers and compares them to what a cleanly priced account usually costs (around 2.3–2.6%). A real Sounding reads your actual statement line by line and tells you your exact number — and whether moving is even worth it. Nothing leaves your browser; we don’t see what you type here.